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GUIDE · Commercial Emergencies · 2 min read

HOA Roof Storm Response

What boards need to decide and document after a community storm.

HOA Roof Storm Response

The short version

  • Know who is responsible for what
  • Triage and cover first
  • Document building by building
  • Communicate with owners clearly

Responsibility

Documents differ on who handles roofs: the association, individual owners or both. Check your governing documents and master policy before a storm, so you know who calls whom.

A board may need an emergency decision process.

Immediate response

Cover open roofs and protect buildings in order of need. Boards can authorize emergency spending within their rules and document the decision.

Ask your roofer to inspect all buildings.

Records

Photograph each building, record findings and keep invoices. Building-level records make insurance and later repairs easier.

Store them where more than one person can reach them.

Owner communication

Tell owners what is happening, how the roofs will be handled and what they need to do for interiors. Honest updates build trust.

Respond to questions quickly.

General information, not engineering, legal, insurance or safety advice. Roofs, policies and local requirements vary, and every situation should be judged on its own facts. If anyone is in danger, call emergency services first.

Questions

About this topic.

Who pays for roof repairs?

It depends on your governing documents and insurance. Ask your manager, attorney or agent.

Can a board hire a roofer in an emergency?

Often yes under emergency provisions. Check your documents.

Storm hit your roof? Call before the next rain.

Tell us what happened and where you see water. We will explain the safest next step and how we can cover and repair the roof.

Roof emergency?

Tell us what happened. We will get you covered.

Send the form or call. Say what the storm did, where you see water and whether anyone is in danger, and we will explain the safest next step and how we can help protect the roof.

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